Fast, Reliable, Mortgage Solutions That Close.
At Resmor, we provide strategic home mortgage financing solutions with approvals in as little as 48 hours. We specialize in rush and last-minute closings, including pre-construction and builder purchases, as well as mortgage applications declined by traditional banks. Backed by over 20 years of industry experience, our team is trusted for delivering fast, flexible, and dependable mortgage closings. We take a personalized approach, matching each client with the right financing solution while guiding them seamlessly through every step of the process. When timing matters most, Resmor delivers combining speed, expertise, and tailored solutions to get your deal closed on time.
Your Premier Destination for Mortgage Expertise
We are dedicated to providing you with reliable and user-friendly mortgage services. Our mission is to simplify the mortgage process and help you make informed decisions with confidence. With years of experience in the mortgage industry, our team brings expertise and objective guidance to every client.
Our Mission
Our mission is to help homeowners use their property wisely. Whether it’s refinancing, accessing home equity, planning with a reverse mortgage, or closing with a builder, we focus on clear advice and decisions that support long-term financial stability.
Our Vision
Our vision is to be a trusted guide through every major home financing decision. We aim to simplify complex choices and help families move forward with confidence and security.
Over 23 Years of Experience & Expertise of Providing Solutions to Homeowners & Buyers in Ontario.
At Resmor, we pride ourselves on being the mortgage experts that Ontario homeowners and buyers can trust. Our extensive experience, combined with our commitment to personalized service, sets us apart from the competition. Here's why we stand out:
- Expert Guidance
- User-Friendly Process
- Trusted Reviews
- Thorough Research and Analysis
Empowering You with Comprehensive Mortgage Solutions
We are dedicated to providing you with valuable services that simplify your mortgage process and empower you to make informed financial decisions. Explore our comprehensive range of services designed to meet your unique needs, ensuring a seamless and efficient experience..
Refinancing
Home Equity Loan
Reverse Mortgage
Rush Builder Closing Deal
Personalized Guidance Every Step of the Way
We provide seamless process to help you find and secure the right mortgage solution:
Initial Consultation
We begin with a thorough understanding of your unique financial situation and goals.
Customized Solutions
Our innovative approach ensures we find the perfect fit for your financial goals.
Seamless Application Process
We guide you through the application process, handling all the paperwork and negotiations.
Ongoing Support
Our commitment to your financial well-being extends beyond the initial transaction.
Find Answers to Common Questions
We understand that navigating the mortgage landscape can be complex. To help provide clarity, we've compiled a list of frequently asked questions about our comprehensive mortgage solutions.
A reverse mortgage allows homeowners aged 55 and older to access the equity in their home as a lump sum, monthly payment, or line of credit. The loan is repaid when the homeowner sells the property or passes away.
To qualify for a reverse mortgage, you must be at least 55 years old, own your home outright or have significant equity, and live in the home as your primary residence.
The amount you can borrow depends on factors like your age, home value, and existing mortgage balance. Our team can help you determine your maximum borrowing capacity.
Reverse mortgages typically have upfront fees, including origination fees and closing costs. However, there are no monthly mortgage payments required.
The amount you can borrow depends on the equity in your home, your credit score, and your income. Our team can help you determine your maximum borrowing capacity.
Home equity financing can be used for a variety of purposes, including debt consolidation, home renovations, medical expenses, or funding a business venture.
The required documents may vary, but typically include proof of income, asset statements, and a purchase agreement. Our team will guide you through the specific requirements.
The application and approval process can typically be completed within 2-4 weeks, depending on the complexity of your financial situation.
There are generally no restrictions on how you can use the funds from a home equity loan, as long as the intended purpose is legal and the loan amount is within your approved limit.
Refinancing makes sense when you can lower your interest rate, reduce monthly payments, or improve loan terms.
Yes. A stronger credit score may qualify you for better rates, but refinancing is still possible with fair credit.
It can lower payments by reducing the interest rate or extending the loan term.
It can. You may choose a new term length based on your financial goals.
Our team works closely with builders and homebuyers to streamline the mortgage application, underwriting, and closing process, ensuring a stress-free experience.
